Instant verification in under 30 seconds
AI instantly calls customers when suspicious transactions are detected. Quick verification prevents fraud while minimizing false positives and customer inconvenience.
Fraud system flags suspicious transaction
AI calls customer within seconds
Quick authentication (OTP, DOB, last 4 digits)
"Did you make a ₹50,000 purchase at XYZ?"
Approve transaction or block card instantly
This is an urgent call from HDFC Bank Security. We've detected unusual activity on your card ending 4532. For your protection, I need to verify some transactions. First, for security, please confirm the last 4 digits of your registered mobile number.
8765.
Thank you. I'm sending an OTP to that number now. Please share it when you receive it.
It's 847291.
Verified. Now, did you just attempt a transaction of ₹47,500 at "Electronics Hub" in Mumbai?
No! I didn't make that purchase. I'm in Delhi!
Thank you for confirming. I'm blocking your card immediately to prevent further unauthorized transactions. Your card ending 4532 is now blocked. A replacement card will be dispatched within 2 business days. Would you like me to connect you with our fraud specialist to file a dispute?
Yes, please.
Connecting you now. Your reference number is FRD-2024-78432. Please don't share your OTP or card details with anyone claiming to be from the bank.
Call initiated within 5 seconds of fraud alert
Multi-factor auth: OTP, security questions, voice match
Card blocked immediately if fraud confirmed
Multiple attempts if customer doesn't answer initially
Legitimate transactions unblocked in seconds
Connects to Falcon, FICO, or custom fraud engines
Multi-factor: OTP to registered mobile, security questions (DOB, last transaction amount, registered email domain), and optionally voice biometrics. You configure which factors are required.
Configurable retry: e.g., 3 attempts over 10 minutes. If unreachable, transaction can be held pending verification or declined based on your risk rules.
The AI is trained to never ask for full card numbers, CVV, or PIN. Customers are reminded that "We will never ask for your complete card number or CVV."
Instantly via API to your card management system. The block is effective within seconds of customer confirmation.
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Learn MoreDeploy this solution in under 5 minutes. No coding required.