Automotive Use Cases
Automotive

AI Insurance Renewal Calls

60% renewal rate with AI outreach

AI calls customers before insurance expiry with competitive renewal quotes, handles objections, sends payment links, and processes instant policy renewal.

60%
Renewal Rate
Insurance
30 days
Before Expiry
First call
40%
Instant Renewal
On first call
3x
Better Reach
vs email

How It Works

1

Expiry Approaching

30 days before policy expiry

2

AI Call

Reminder with renewal quote

3

Quote Comparison

Compare coverage and premium

4

Payment Link

Send instant payment option

5

Policy Issued

Digital policy sent on payment

Insurance Renewal Call

AI Agent • Active

Hello Mr. Patel! This is a call from ABC Insurance. Your car insurance for your Honda City expires on the 15th. I have your renewal quote ready.

What's the premium this year?

Great news! You have a 50% No Claim Bonus, so your comprehensive cover is just ₹8,500 for the year. That's ₹1,200 less than last year.

That sounds reasonable. What does it cover?

It covers own damage, third-party liability, theft, natural calamities, and personal accident for driver. Would you like to add roadside assistance for just ₹500 more?

Yes, add that. How do I pay?

Total is ₹9,000. I'm sending a payment link to your WhatsApp right now. Once you pay, your policy will be issued instantly to your email. You'll also receive a hard copy within 7 days.

Perfect, I'll pay now.

Key Features

Timely Reminders

30-day, 15-day, 7-day cadence

Instant Payment

Pay and renew during the call

Coverage Options

Explain comprehensive vs third-party

Quote Delivery

Send detailed quote via WhatsApp

Objection Handling

Address price and coverage concerns

NCB Protection

Explain No Claim Bonus benefits

Benefits

Achieve 60% renewal rate
Prevent policy lapses
Protect NCB for customers
Instant policy issuance
Upsell add-on covers
Reduce manual follow-up effort
Track renewal pipeline
Multi-insurer quotes support

Frequently Asked Questions

When should renewal calls start?

Ideal cadence: first call 30 days before expiry, follow-up at 15 days, urgent reminder at 7 days and 1 day before.

Can the AI handle competitor comparisons?

Yes! If customer says "I got a cheaper quote," AI can ask for details and offer price match or explain coverage differences.

What about multi-year policies?

AI can offer 3-year policies with discount: "For long-term protection, our 3-year plan saves you 15% overall."

How is the policy delivered?

Digital policy via email within minutes of payment. Physical copy mailed within 7 days. WhatsApp copy also available.

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Ready to Get Started?

Deploy this solution in under 5 minutes. No coding required.